Hard Money Loan Program
Finally, a program designed for Real Estate Investors that offers Creative Financing for Income-Producing Properties.
Guidelines:
Loan Amounts: $75K to $5M
LTV: 50%
FICO: No mimimum Requirement
Click on the Hard Money Logo for full Guidelines
First & Last Name:
Contact Number:
Email Address:
Full address where you live including city, state & zip: (Where you currently live)
How long have you lived at this address?
Address Type:
Own
Rent
How much you pay per month in rent or mortgage?
Marital Status:
Married
Unmarried
Separated
Divorced
Date of Birth:
Social Security Number: (We must pull your credit)
Estimated Credit Score:
Borrower Ethnicity:
Hispanic or Latino
Not Hispanic or Latino
Borrower Race:
List the names and ages of all dependents. (If none, put N/A)
Requested Loan Amount:
Transaction Type:
Purchase
Refinance - Rate & Term
Refinance - Cash Out
Property Type:
Current AS IS Value:
Total Square Footage:
Total amount of Units:
Annual Taxes:
Annual Property Insurance:
How will you hold title?
In my personal name
LLC
Partnership
Corporation
Trust
Is this a Refinance?
No, this is a purchase (Skip this page)
Yes, I will complete this page
Enter the full address of the property including the City, State & Zip:
Month and Year of purchase:
Original Purchase Price:
Current Mortgage Balance/Payoff:
Upload payoff here:
Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)
Upload Appraisal Report here:
Is this a Purchase?
No, this is a refinance (Skip this page)
Yes, I will complete this page
Purchase Price:
Full address of the property including City, State & Zip:
Upload Purchase's Contract here:
Do you currently have your down payment? (50% of the purchase price)
Not yet
No, this is a refinance
Yes, I have 50% to put down
Yes, Seller 2nd & down payment
Employment Status:
Employed - W2
Employed - 1099
Business Owner
Don't work
The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:
2. Full address including City, State & Zip:
3. Contact number:
4. Job Title:
5. Start Date:
6. Monthly Income:
7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:
8. Company's Website:
9. EIN:
10. List all Owners and percentage of ownership: (Must equals to 100%)
Checking this box means you understand that there will be a one-time Tri-Merge Credit Report fee of $57 per borrower & you’ll be re-directed to the site to pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for.
Checking this box means your credit is NOT lock and that you will keep all 3 Credit Bureaus unlocked until we pull your credit to avoid paying another fee of $57 per person.
Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps mortgage loan programs and will complete the 3-Step Process for potential loan approval. 2: You agree that PhoneOps must pull your credit. 3. You agree that your credit is unlocked. 4. You agree that the one-time Tri-Merge Credit Report fee of $57 is NON REFUNDABLE.
Your assigned Loan Specialist is:
Duane Wiggins
Human Check
8
+
7
=
Questions?
Contact me for a quick response!